Geico Commercial Auto Insurance

GEICO commercial auto insurance is a leading option for businesses seeking reliable and customizable insurance policies for vehicles used in their operations. However, there are compelling reasons to consider Pacific Insurance at the end of the article for superior service and tailored solutions.^1^3

GEICO Overview

GEICO offers commercial auto insurance designed specifically for vehicles used for business purposes, including cars, vans, pickup trucks, service vehicles, and more. With over 70 years of experience and an A++ financial strength rating from AM Best, GEICO stands as a reputable provider with a proven history of paying claims and supporting businesses of all sizes.^2^5

Coverage Options

GEICO's commercial auto insurance is notably comprehensive, exceeding the scope of personal auto policies by offering higher liability limits and specialized coverages:^3^2

• Liability Insurance: Covers injuries and property damage caused by business vehicles.^2

• Medical Payments: Pays for medical expenses for drivers or passengers, regardless of fault.^3

• Comprehensive and Collision: Protects against vehicle damage from accidents, theft, fire, or vandalism.^2

• Uninsured/Underinsured Motorist Coverage: Covers injuries and damage caused by other drivers lacking adequate insurance.^2

• Cargo Insurance: Secures goods and equipment transported in business vehicles.^2

• Hired Auto and Employee-Hired Auto Coverage: Extends protection to vehicles rented or borrowed for business, including employees' personal cars used for work.^1

• Emergency Roadside Assistance: Includes towing, tire changes, jump-starts, and more, with expanded options for choosing repair shops.^1

• Rental Reimbursement and Loan/Lease Gap Coverage: Helps maintain business continuity and covers financial shortfalls if a vehicle is totaled.^1

• Telematics/DriveEasy Pro: Allows real-time monitoring of fleet efficiency, safety campaigns, and discounts for safe driving behaviors.^3

Policy Customization and Discounts

One of GEICO's strengths lies in its ability to tailor policies for a variety of industries, from delivery and food service to contractors and freight haulers. During the underwriting process, GEICO assesses industry risk factors, vehicle types, driver histories, and operating locations for optimal coverage.^3

Discounts available include:

• Multi-vehicle fleet discounts.^2

• Anti-theft device discounts.

• Safe driving and accident-free discounts.

• Bundling discounts (multi-policy).

• Military and new vehicle discounts.^2

• Paperless and automatic payments discounts.

Customer Experience and Management Tools

GEICO provides outstanding customer service, digital policy management tools, and flexible online options for adding/removing vehicles, updating coverage, viewing payment schedules, and filing claims. Their dedication to customer support and efficient claims payout is backed by their strong financial rating and Berkshire Hathaway ownership.^3

Why Choose Pacific Insurance?

While GEICO offers robust coverage and competitive pricing, Pacific Insurance is an excellent choice for businesses desiring even more personalized attention, advanced risk management, and flexible insurance solutions. Pacific Insurance is recognized for working closely with their clients to understand unique business needs, offering expert advice, and crafting customized policies that may go beyond standard coverage structures. By choosing Pacific Insurance, businesses receive a dedicated partner committed to their continuity, protection, and growth.^5

Call Pacific Insurance today: (801) 561-5550

Website: https://pacificinsuranceinc.com/